Every homeowner has the right to keep their home. In this troubled economy, we all work very hard to keep a roof over our family's head. If you are capable of making a more affordable payment, then you deserve to KEEP your home. 

        There are hundreds of thousands of homeowners reaching out to the banks for help. You need to make your file, your home, stand out to the lender. We can do this for you! Homeowners have lost their homes due to a single missing document. If the lender has neglected your file, we will make sure to get it assigned at the highest level at the lender.

       Why we are different and how our process works:

        We completely prequalify you before submission to the bank and generate a proposed payment range.

Prequalification includes:

1. Pulling title report

2. Pulling value on property

3. Analyzing all your income and any discrepancies in bank statements that can often get you denied.

4. After all due diligence is complete, we run all your numbers through the NPV (Net Present Value) Calculator.

5. Finally, a REST Report is generated to include with your application to the lender. This is a extensive prequalification analysis of the financial effect to the investor of the alternative to foreclosure versus the cost of foreclosing on your property. This will prove to the lender why the homeowner should be approved and why the investor is better of modifying the property.

 CALL FOR RELIALBE REFERENCES!!!

Fixing the Housing Market: What to Expect from Obama’s SOTU Speech 1/24/2012

Read more: http://moneyland.time.com/2012/01/24/fixing-the-housing-market-what-to-expect-from-obamas-sotu-speech/#ixzz1kbaXboeO

MODIFICATIONS

A loan modification is a favorable solution for those who cannot refinance, are behind on payments or struggling to make the payments, have experienced a genuine hardship, and want to stay in the home. A loan modification is a permanent solution and is not meant to be used as a temporary stop to the foreclosure process.

Typical solutions are:

-Rate Reductions to 2% for the first 5 years for HAMP modifications.

-Term Extensions up to 40 years

-Reduction of principal balances,    rare outcome

-Combination of any of the above

 HARP-GOVERNMENTS REFINANCE PROGRAM

IF YOU ARE NOT BEHIND ON YOUR MORTGAGE AND OWE MORE THAN YOUR PROPERTY IS WORTH, THEN YOU SHOULD QUALIFY FOR THE GOVERNMENT REFINANCE

Call or Email Us Today!

877-719-0297

You need to take the first step!